Car Insurance being mandatory and extremely important for
anyone owning a car in the UAE makes it an annual expense. The premium can vary
depending on various conditions such as the type of car, driving experience,
driving record etc.
Below are some hacks that can help you maximise your savings
on buying car insurance. After all, who doesn’t like getting the best deal?
Saving Big on Car Insurance
Type & Model of Car
The model and type of car you
drive has a great impact on the price of your car insurance. Cars that are
large and have more cylinders such as Station vehicles and sports cars will
attract a higher premium from insurance providers, a basic rationale behind it
being the faster your car moves more are the chances of it being involved in an
accident. So, in order to save money, one should look into the type of car one
is buying and how much its insurance will cost.
When an insurance company
sells you car insurance, they are assuming the
risk you pose in relation to road accidents. Naturally, the riskier your
driving (indicated by past driving offenses and driving experience in the UAE),
the more premium shall be charged. So, being a good driver not only keeps you
safe but also helps you to cut your insurance cost and lower premiums.
If you are an employer that
has a fleet of vehicles engaged in your business then you can get an
extra discount for getting all the vehicles insured
from the same company. Similarly, having multiple cars in your household and getting
insurance from the same company can help you
get more discounts.
Compare & Compare!
As a customer it is your right
to be informed before you make any buying decision, so it always helps to get
as many quotes as possible and choose the best option according to your needs. YallaInsure is the one-stop
solution for getting the cheapest insurance quotes from a wide range of reputed
insurance companies in UAE.
You can ask for adjustment in
the deductible offered by the insurance provider to change the premium. The
basic rationale behind this is the more your deductible is lower will be the